Home Insurance

25% of customers paid less than £99*

At Insure4Retirement we understand what you want from your provider – peace of mind, less hassle and where possible, cheaper premiums.

Combined Buildings and Contents Insurance

Insure4Retirement buildings insurance can cover up to £1,000,000 for repairs and rebuilding and home contents insurance up to £100,000**.

Both our buildings and contents insurance covers you against damage caused by:

  • Water
  • Fire
  • Flood
  • Storm
  • Vandalism
  • Riot
  • Impact
  • Theft
  • Subsidence

In addition, your buildings insurance can cover you for accidental damage to fixed glass, cables and bathroom fixtures. Your home contents insurance can cover you for accidental damage and breakage to entertainment equipment such as audio and TV’s.

Both our buildings and contents insurance boast an extensive range of inclusions – for more information please read our policy wording. You are also covered against your legal liability to pay damages and costs to others – up to £2,000,000 – which results in accidental death, disease, illness or accidental physical injury to anyone and for Accidental damage to physical property.

Excesses start from £75, £250 for escape of water claims and  £1,000 for subsidence claims. There are also options to increase your excess for a lower premium.

Home Insurance optional add-on products

We aim to match your needs. Our policies are also able to provide a wide variety of add-ons created with your needs in mind.

For more information on the range of add-ons available to you, please read our policy documents.

*Based on 25% of all new Insure4Retirement customers who bought in 01.01.15 to 19.08.15 paid less than £99 – excludes optional add-on products.

**Should you require cover over £1,000,000 for buildings and or over £100,000 for contents please call us to discuss your requirements.

***If your Home Emergency cover commenced on or before the 23rd of February 2015, your Home Emergency cover will remain with Home3 Assistance. If your Home Emergency cover commenced on or after the 24th February 2015, your Home Emergency cover will be provided by Inter Partner Assistance SA (IPA) which is fully owned by the AXA Assistance Group.

Policy documents

Please read the policy documents carefully, in particular exclusions, endorsements and limitations. For all policies with an inception date after November 18th 2015 please use 'I4R Policy Book v12'.

Why choose us

  • UK based call centres
  • Easy to switch your cover to us
  • We will pay up to £50 to cover the cost of moving your insurance to us
  • 365 days / 24 hour confidential eurolaw legal advice and domestic assistance helpline
  • No claims discounts available

Insure4Retirement boast over 120,000 policy holders. With over 2,000 new customers every month taking advantage of Insure4Retirement’s premiums, comprehensive policies and customer service excellence, there’s plenty to sing about.

See what our customers say about us