For over 50’s homeowners, buildings insurance is more than just financial security – it’s having the peace of mind and trust that should the worst happen, your property is safe, secure and well-looked after.
You will be covered for £1,000,000 buildings insurance as standard*.
Insure4Retirement’s buildings insurance will cover your home against damage caused by:
- Storm, flood or weight of snow
- Subsidence, heave or landslip
- Water escape
- Theft, or attempted theft
- Fire, smoke, explosion
- Lightning or earthquakes
- Riot and vandalism
In addition, we will pay up to £10,000 to cover the cost of repairing/rebuilding your outbuildings and up to £40,000 to cover rent or alternative accommodation if you cannot live in your home whilst repairs are being carried out. You are also covered by up to £2,000,000 property owner’s liability insurance.
Excesses start from £75 for basic cover, £250 for escape of water claims and up to £1,000 for subsidence claims. There are also options to increase your excess for a lower premium.
Accidental Damage Insurance
With accidental damage insurance your building will be covered as standard for loss or damage caused by accident to the following:
- Fixed glass; windows and patio doors and solar panels
- Underground pipes
- Drains and inspection covers
- Bathroom fixtures and fittings
- Fixed stair lifts in your home
You can increase this cover to Full Accidental Damage to cover other mishaps such as putting your foot through the loft ceiling or burning a kitchen work surface with a hot pan.
For over 50s buildings insurance, make sure you consider the amount you’re currently paying – as safer homeowners and those less likely to make a claim deserve to have lower premiums.
*Should you require cover over £1,000,000 for buildings insurance please call us to discuss your requirements.