Buildings Insurance

For over 50’s homeowners, buildings insurance is more than just financial security – it’s having the peace of mind and trust that should the worst happen, your property is safe, secure and well-looked after.

You will be covered for £1,000,000 buildings insurance as standard*.

What’s Covered?

Insure4Retirement’s buildings insurance will cover your home against damage caused by:

  • Storm, flood or weight of snow
  • Subsidence, heave or landslip
  • Water escape
  • Theft, or attempted theft
  • Fire, smoke, explosion
  • Lightning or earthquakes
  • Riot and vandalism

In addition, we will pay up to £10,000 to cover the cost of repairing/rebuilding your outbuildings and up to £40,000 to cover rent or alternative accommodation if you cannot live in your home whilst repairs are being carried out. You are also covered by up to £2,000,000 property owner’s liability insurance.

Excesses start from £75 for basic cover, £250 for escape of water claims and up to £1,000 for subsidence claims. There are also options to increase your excess for a lower premium.

Accidental Damage Insurance

With accidental damage insurance your building will be covered as standard for loss or damage caused by accident to the following:

  • Fixed glass; windows and patio doors and solar panels
  • Cables
  • Underground pipes
  • Drains and inspection covers
  • Bathroom fixtures and fittings
  • Fixed stair lifts in your home

You can increase this cover to Full Accidental Damage to cover other mishaps such as putting your foot through the loft ceiling or burning a kitchen work surface with a hot pan.

For over 50s buildings insurance, make sure you consider the amount you’re currently paying – as safer homeowners and those less likely to make a claim deserve to have lower premiums.

Speak to Insure4Retirement and see how we can help you and your home be safe, secure and well-looked after. Get a quote or contact us today.

*Should you require cover over £1,000,000 for buildings insurance please call us to discuss your requirements.