The Standard Contents Insurance covers:
i) Up to £100,000 new for old cover
ii) All your household goods will be covered against loss or damage caused by:
- Riot
- Malicious damage
- Impact
- Fire
- Theft
- Flood
- Storm or water damage.
- Audio and visual equipment
- DVD and Video Players or Recorders.
- Televisions
- Fixed glass in furniture
- Glass shelves
- Personal Computers
The loss of your freezer contents to the value of £500 (caused by a rise or fall in temperature or contamination by refrigerant or refrigerant fumes).
v) The loss of oil or metered water leaking from your central heating system.
You will be covered for the damage this has caused, with the exception of pipe work, plus up to £1,000 to cover the loss itself.
vi) Temporary accommodation up to £10,000.
If you cannot live at your home while damage is being repaired.
Are there any excesses?
i) The first £50 of each claim under your Standard Contents Cover
unless an excess waiver or voluntary excess is stated under the
relevant section on your policy schedule, or a compulsory excess has been imposed.
Your policy will include:
i) Standard cover for your home contents up to £100,000.
ii) New for old cover, up to the value of £100,000. (For clothing and household linen, we will make the relevant deductions for wear and tear.)
ii) New for old cover, up to the value of £100,000. (For clothing and household linen, we will make the relevant deductions for wear and tear.)
