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Your Home Contents are safe with us

Our Standard Contents Insurance protects everything in your home that belongs to you personally.

The Standard Contents Insurance covers:
i) Up to £100,000 new for old cover

ii) All your household goods will be covered against loss or damage caused by:
  • Riot
  • Malicious damage
  • Impact
  • Fire
  • Theft
  • Flood
  • Storm or water damage
  • Subsidence
iii) In addition, your policy will cover you for accidental damage to:
  • Audio and visual equipment
  • DVD and Video Players or Recorders.
  • Televisions
  • Fixed glass in furniture
  • Glass shelves
  • Personal Computers
iv) Your policy will even cover you for:

The loss of your freezer contents (caused by a rise or fall in temperature or contamination by refrigerant or refrigerant fumes).

v) The loss of oil or metered water leaking from your central heating system.

You will be covered for the loss itself and any damage this has caused, with the exception of pipe work.

vi) Temporary accommodation if you cannot live at your home while damage is being repaired.
Are there any excesses?
Please refer to your home insurance quotation for details of the excesses that apply

Your policy will include:
i) Standard cover for your home contents up to £100,000.

ii) New for old cover, up to the value of £100,000. (For clothing and household linen, we will make the relevant deductions for wear and tear.)




Legal Expenses and Home Emergency Insurance are underwritten by DAS Legal Expenses Insurance Company Ltd. Please see section 10 and 11 of the Home Insurance policy wording available at your request for relevant details. Click here to download a .pdf file.