Our Buildings Insurance covers you for accidental damage to fixed glass such as windows and patio doors and solar panels, cables, underground pipes, drains and inspection covers, bathroom fixtures and fittings and fixed stair lifts in your home. Full Accidental Damage cover will cover you for additional accidents in the home.

For Example: If a hot pan burns your kitchen work surface this would be covered by Full Accidental Damage Cover.

For Example: If you accidentally put your foot through the loft ceiling this would be covered by the Accidental Damage Cover.

Our Contents Insurance covers you for accidental damage to Personal computers, Television sets (and their aerials), Radios, Audio and home  entertainment equipment (DVD players and cable/satellite/digital receivers). Full Accidental Damage cover will cover you for additional accidents in the home.

For Example: If anyone spills wine on a carpet, Accidental Damage would cover the cost of having the carpet professionally cleaned, or replaced.

For Example: If you accidentally knock over a china figure and break it, Accidental Damage Cover would cover this up to £250. For an additional sum you may be able to increase this limit.

For Example: If you accidentally sit on a pair of glasses and break them, Accidental Damage Cover would cover the cost of replacing them.