Buildings Insurance

This valuable cover provides protection 24 hours per day, 365 days a year if you need immediate help to prevent damage or further damage to your home, to make it safe and secure or alleviate unreasonable discomfort, risk or difficulty to anyone living there.

You will be covered for emergencies associated with:

• Plumbing and Drainage
• Main Heating System
• Domestic Power Supply
• Toilet Unit
• Cooking System
• Home Security
• Lost Keys
• Pest Infestation

Our unique Home Emergency cover now includes cover for pest infestation of 10 common pests to your home and its outbuildings as well as your garden.

Home assistance covers you for up to £500 (including VAT) for:

• The contractor's call out charge
• Up to 2 hours' labour costs
• Parts and materials up to £100

Home Assistance Cover costs £63 per year, £5.72 per month

The policy is underwritten by Mapfre Asistencia Compania Internacional

Personal Legal Protection Cover

Personal Legal Protection Cover gives you full access to legal advice and representation providing you with up to £50,000 worth of costs should you or any family members living at home with you wish to pursue legal proceedings covered below:

• Personal Injury
• Clinical Negligence
• Contract Disputes
• Employment Disputes
• Property Protection
• Identity Theft Cover

Legal Expenses Cover costs £17.50 per year, £1.59 per month

The policy is underwritten by Inter Partner Assistance SA administered by Arc Legal Assistance

Broken Bones Cover will cover you for up to £800 per person if you break or fracture one of the following:

• Skull
• Spine Vertebrae
• Rib
• Shoulder Blade
• Elbow
• Hip
• Leg
• Ankle
• Foot
• Sacrum
• Arm
• Coccyx
• Clavicle (Collar bone)
• Wrist
• Pelvis
• Knee
• Heel
• Toe

You are also covered anywhere in the world 24 hours a day.

For example: You can use the money to pay for a gardener or someone to clean your home.

Broken Bones Cover costs from £28 per year, £2.54 per month

The policy is underwritten by ACE European Group Limited.

Garden Secure Cover

This insurance covers:

• Fences
• Gates
• Hedges
• Patios
• Lawns
• Shrubs
• Trees
• Plants

Which you own that are outside but within the boundary of your home.

The maximum claim limit is £750.

Garden Secure Cover costs £24.50 per year, £2.22 per month.

The policy is underwritten by Equity Red Star.

Matching Sets Cover up to either £3,000 or £10,000.

Your Standard Buildings Insurance will cover the replacement of a damaged unit in a kitchen or bathroom. However, if we are unable to source a replacement item to match the existing set, then Matching Sets Cover will cover you for replacing the whole set (all the kitchen units or a new bathroom suite) rather than just one item.

Matching Sets Cover costs from £33.50 per year, £3.04 per month

The policy is underwritten by UK General.

This Insurance covers:

• Golf Equipment up to £2,000
• Club Subscription up to £1,500*
• Emergency hospital treatment up to £750
• Emergency dental treatment up to £300
• Hire of golf equipment up to £250
• Hole in one cover up to £100
• Tournament entry fees up to £250*
• Personal liability up to £2,000,000

*in case of sickness or injury for more than 60 days, if you've paid these subscriptions in advance you are covered for the amounts shown.

Angling Cover costs from £66.00 per year, £5.90 per month.

The policy is underwritten by Equity Red Star.

This Insurance covers:

• Angling Equipment up to £2,000
• Club Subscription up to £1,500*
• Emergency hospital treatment up to £750
• Emergency dental treatment up to £300
• Hire of angling equipment up to £250
• Match entry fees up to £250*
• Personal liability up to £2,000,000

*in case of sickness or injury for more than 60 days, if you've paid these subscriptions in advance you are covered for the amounts shown.

Angling Cover costs from £66.00 per year, £5.90 per month.

The policy is underwritten by Equity Red Star.

Our Buildings Insurance covers you for accidental damage to fixed glass such as windows and patio doors and solar panels, cables, underground pipes, drains and inspection covers, bathroom fixtures and fittings and fixed stair lifts in your home. Full Accidental Damage cover will cover you for additional accidents in the home.

For Example: If a hot pan burns your kitchen work surface this would be covered by Full Accidental Damage Cover.

For Example: If you accidentally put your foot through the loft ceiling this would be covered by the Accidental Damage Cover.