Initial Disclosure Document
Whose products do we offer?
We offer products from a range of insurers for General Insurance and products from a single insurer for;
- Broken Bones Cover from ACE Europe
- Car insurance is arranged and underwritten by Equity Direct Broking Limited
- Personal Legal protection from Arc Legal Assistance (underwritten by Inter Partner Assistance SA)
- Angling Cover, Garden Secure Cover, Golf Cover & Matching Sets Cover from UK General Insurance Limited.
- Home Emergency Cover and Boiler Care from Home3 (underwritten by Mapfre Asistencia Compania Internacional de Seguros y Readeguros Sociedad Anonima A)
Which Service will we provide you with?
You will not receive advice or a recommendation from us. We will ask you some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about which products best suit your needs and how to proceed. By accepting a policy from us, making adjustments or renewing, you are confirming your demands and needs are met.
What will you have to pay us for our services?
We will not charge you any set up fees; we will receive a commission from the insurer.
Who regulates us?
Insure4 Retirement is a trading name of Insurance Dialogue Limited, 8-10 Christchurch Road, Bournemouth, Dorset, BH1 3NAis authorised and regulated by the Financial Services Authority. Our FSA Register number is 307941. Our permitted business is arranging, dealing as agent and assisting in the administration of non-investment insurance contracts. You can check this on the FSA’s Register by visiting the FSA’s website www.fsa.gov.uk/register/ or by contacting the FSA on 0845 606 1234.
Ownership
Insurance Dialogue Limited is a majority owned (52%) subsidiary of Equity Insurance Holdings Limited which is owned by IAG UK Holdings Limited.
What to do if you have a complaint
Please click here for details of our complaints process.
Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. Insurance advising and arranging is covered for 90% of the claim, without any upper limit. Further information about compensation scheme arrangements is available from the FSCS.
To find out more about Insure4Retirement please click here.
